| Thinking about buying a boat? Before you pick | | | | liability coverage for any dock contracts made at |
| out the water craft of your dreams you will want | | | | the local marina. In the case of a hurricane your |
| to investigate the various kinds of marine boat | | | | policy will pay half of your emergency haul out |
| insurance available. Do you want to buy insurance | | | | costs up to $1000 if you want your boat or |
| from the agent who handles your home and auto | | | | personal water craft out of the water because of |
| insurance? If you do there is probably an additional | | | | a NOAA radio warning. |
| discount available because you already have | | | | Boat US also offers yacht specific coverage, |
| multiple policies with that carrier. What about | | | | fishing boat coverage, personal water craft |
| finding a marine boat insurance agency that | | | | coverage and even regular boat coverage in both |
| specializes in boats, personal water craft, yachts, | | | | a premium package and a basic package to save |
| etc.? If you had to make a claim which company | | | | you some money. |
| would be more responsive? There are different | | | | Yacht insurance is one of the most expensive |
| schools of thought on which one would be best | | | | policies you can buy but with Boat US you get |
| and I would let my bank account make that | | | | the above mentioned coverage and in addition |
| decision. If the coverage is similar then go with | | | | you will get under the Total Protection Yacht |
| the least expensive policy. | | | | Policy the following: agreed value coverage for the |
| Boat US has been providing marine boat insurance | | | | boat, trailer, equipment and dinghy; medical |
| for over forty years and offers a wide range of | | | | payments up to $10,000; liability of $500,000 per |
| provisions on every policy including $800,000 in | | | | incident; consequential damage - damage as a |
| extra fuel spill liability. Federal and state regulations | | | | result of an accident, fire, explosion, sinking or |
| have put the burden on boat owners to pay for | | | | stranding; a lifetime repair guarantee and |
| any clean up necessary due to any kind of fuel | | | | investigative services if your damage is the |
| spill in their waters. You also get the availability of | | | | possible result of a manufacturer's defective part. |
| twenty four hour seven days a week dispatch | | | | For personal water craft coverage you get actual |
| service for emergencies like fuel spills, break | | | | cash value coverage; a broad cruising area in the |
| downs and even salvage operations. You get full | | | | United States and Canada; medical coverage up |
| salvage assistance without a deductible and you | | | | to $5,000 per person per incident; liability |
| can also get towing assistance with no deductible | | | | coverage up to $300,000 and optional boat trailer |
| in their premium program. | | | | coverage. The best thing about Boat US is that |
| With every policy you also get $25,000 in medical | | | | you can request an online quote and have your |
| coverage and uninsured boater coverage for | | | | insurance in hand effective the next day within a |
| additional medical coverage in the case you are hit | | | | few minutes of submitting all of your information. |
| by someone with no insurance. You also get | | | | |